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SAMPLE
LETTERS
They said I owed
money to some bank I never heard of.
They wouldn't show me
the report or tell me anything else other than the company they got the report
from was called Check System.
So I went online to
find out some more information about them.
Then I found this website and order their How
to Beat ChexSystems guide.
I learned how to get a
copy of my report, and then I used the sample letters to send in a dispute to
ChexSystems
It actually took me
having to send a second letter, but they removed all of the incorrect
information, and sent me a copy of the updated report which showed that
everything was gone.
I went back to that
bank, with the report and opened the account I wanted.
Peter Oberman,
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Were you denied a bank account?
Non Chexsystems Banks
Second Chance Checking Accounts You've come to the right place! For over 4
years
What is ChexSystems?
This is a true story!
Your personal story may be different... but this basic situation is very
common and has happened to thousands of people... including members of our
staff. What happen to Cheryl, and to you, was when you applied to open a checking account, the bank or credit union ran your name to make an inquiry through a database that will tell them if you have had: frequent account overdrafts... bounce checks... did something banks consider as an "act of fraud" or otherwise have an unpaid balance at another bank on a closed account. This database is maintain by a
company called ChexSystems. They are kind of like the credit bureau to the
banking industry. Financial institutions report to them the names of individuals
who they feel have mishandle a checking and/or savings account. For some time now... many critics complain that banks use ChexSystems as an excuse to indiscriminately weed out, not only checking account applicants who may have committed fraud, but also law-abiding people who wrote a bad check or two by mistake. Or someone who was irresponsible with their account at one time, but have since learned their lesson and don't deserve to be punish for five years. How Do I Open A New Account? 
If you have been denied from opening a bank account, we know that it can create a number of major inconveniences in your life. However... assistance is available to you! Most all of your options fall into one of three basic categories:
CHEXSYSTEMS REMOVAL Obviously the best scenario is if your name and record were completely deleted from their database. Depending on individual situations, for some people this may not be as difficult as you may think. Of course the person who did something like passing multiple checks on a closed account is going to have a much more difficult time than someone who may have only had an oversight or two that resulted in a overdraft and they just didn’t realize what could happen. This website contains free advice and a simple, step by step guide, with sample letters that has helped many people to be completely removed from Chexsystems: Bank and Chexsystems Removal Letters
ChexSystems Solutions Will Help You Get A New Account!
We are NOT Chexsystems! |
Cheryl
wrote a few bad checks her first year in college when she was 19. After
some time she paid all the bank overdraft fees, and paid off the people who
received those
bounced checks. Her parents who were helping her insisted that she close the
bank
account . Three years later... she was about to graduated... a little more older, and a little more
mature. She tried to open a new checking account. Every bank she applied
to rejected her
because she had a negative record on file with ChexSystems.
