Chexsystems SolutionsHelps
People Find Non Chexsystems Banks

Are you one of the millions of people who have been denied a bank account due to Chexsystems? You can get a new account right now with everything except the old paper checks. Who needs that anymore! You will have the ability to send anyone an e-check directly from your computer, tablet, or cell phone! You also get Direct Deposit, a Visa ATM Debit card, and Free Online Bill Pay Services. You can get all this.. and more.. right now, with ACCOUNT NOW. Easy Application, No Chexsystems, No Credit Check, and No Denials. Click Here To Complete The 1 Minute Application

Chexsystems Solutions has been in business since about 2001. Back then there was simply not as much options available for people who were in Chexsystems. We maintained a list of Non Chexsystems Banks. We charged a nominal $10 in order to download the list. This was mainly to offset the cost of maintaining the list, making sure it was up to date,  constantly calling banks to confirm if they were using Chexsystems or if they were Non Chexsystems Banks, removing the banks that previously didn’t use Chexsystem but then started using them, etc.

If you think about it… back in 2001 lots of people were still using pagers instead of cell phones, there was no such thing as Facebook, YouTube, and many people didn’t know what Google was. The point is that the world has significantly changed. People started using debit cards!  People began writing paper checks less, and less. And, if you notice there are many stores, and business, that really prefer that you didn’t use a check.  In fact, there are a lot of places that will take your paper check… run it through just like a debit card… and give the check right back to you!

In addition to this… there are simply much more resources, options, and alternatives now for people in Chexsystems! For all of these reasons we discontinued maintaining a Non Chexsystems Bank List.

There are still companies on the internet that will attempt to sell you a list of Non Chexsystems Banks. We strongly recommend that you Do Not pay anyone for for a Non Chexsystems Bank  list. It is simply no longer possible to truly maintain an accurate list. Banks start using Chexsystems… stop using Chexsystems… then start again. Things change everyday!

And now there are many banks who do use Chexsystems that will not automatically deny someone. Most recent estimates say there are over 8 million people in Chexsystems. Banks are in business to make money and they are loosing a lot of potential money by simply automatically saying no to everyone.  Every bank is different and has their own rules, policies, and procedures. But many are realizing it is just not smart business, and will give you the opportunity to explain. Therefore these banks will look at everyone on a case by case basis. The bottom line is that it does not necessarily have to be a Non Chexsystems Bank.

However we must stress that your chances are much better if the matter has been paid and your Chexsystems report indicates that it is paid. It is estimated that over 80% of banks use Chexsystems. Therefore finding a Non Chexsystems bank may be a challenge, but they are out there.

Free Resource To Find
Non Chexsystems Banks

There is an absolutely free online resource available that has links to financial institutions which may possibly be Non Chexsystems Banks.  Their database may also have banks that offer Second Chance Accounts, as well as Non Chexsystems Banks, etc.

ChexAccount.com maintains this directory. Of course we are unable to confirm how current it is, or how accurate it is, but it is a completely free resource available to you! Simply browse through their directory to find a local banks in your area that may be Non Chexsytems Banks,  has Second Chance Accounts, or will just say yes to you!

Keep in mind that, as always, the final decision is up to the particular bank. This is only a convenient directory to help you locate the bank, their website, and physical location.   ChexAccount.com

Also… think about what you really need? If you can get direct deposit of your paycheck. And a ATM card with Visa or MasterCard logo that is accepted everywhere. And online bill pay, including sending checks directly from your computer, to anyone. Then you do not need to write a paper check at all! You do not need a bank at all! You can get all this, and more, immediately with Account Now. Click Here To Visit Their Website

Consumers Info USA

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We are NOT Chexsystems!We are not in any way affiliated with Chexsystems. Our company assists people who are in Chexsystems to get new accounts. This page provides information on:

Non Chexsystems Banks